Summary
- Navigating insurance claims can be complex, but a car accident attorney will have the skills to maximize your settlement.
- Not only do car accident lawyers know all the tactics insurance companies use to deny legitimate claims, but they also know how to defeat them.
- Common insurer tactics include disputing liability and damages and delaying claims indefinitely.
Being involved in a car accident can be a traumatic experience, but navigating insurance claims afterward can often add to the stress. Despite their promises of protection, insurance companies are businesses motivated by profit, often employing tactics to minimize payouts and deny claims.
This is where having a skilled car accident lawyer can make a significant difference. A knowledgeable attorney can help you handle insurance complications and maximize your settlement by defeating insurer tactics and negotiating effectively on your behalf.
Sand Law attorneys have years of experience defeating insurance companies. We’re familiar with navigating insurance claims and have the skills needed to help you obtain the compensation you deserve. Schedule a free consultation by calling 651-291-7263 or contacting us online.
Understanding Insurer Tactics
It’s not uncommon for insurers to write $20 billion or more in auto policies each year. However, insurance companies still employ various tactics to avoid paying legitimate claims, often leaving accident victims frustrated and overwhelmed. Some common tactics include:
- Denying liability: Insurers may attempt to shift blame onto the accident victim, arguing that they were partially or entirely at fault for the auto accident. Insurers can avoid paying out claims or offer reduced settlements by denying liability.
- Disputing damages: The insurer may dispute the extent of your damages, including medical expenses, property damage, and lost wages. They may argue your injuries were pre-existing or unrelated to the accident, thereby minimizing what your claim is worth.
- Delaying claims: One of the most annoying parts of navigating insurance claims is when the insurer delays the process. They hope accident victims will become frustrated and accept low settlement offers out of desperation. Delay tactics can include requesting unnecessary documentation and scheduling unnecessary appointments.
Defeating Insurer Tactics
A skilled car accident lawyer can maximize your settlement by effectively defeating insurer tactics. Here’s how:
Gathering Evidence
A car accident lawyer will conduct a thorough investigation into the circumstances of the car accident, gathering evidence such as police reports, witness statements, and medical records. By compiling compelling evidence, the auto accident lawyer can build a strong case that establishes liability and proves the extent of your damages.
Negotiating Fair Settlements
Car accident attorneys are skilled negotiators who understand the tactics insurance companies use. They can advocate for your rights and negotiate with insurers to secure fair settlements that fully compensate you for your losses.
By presenting persuasive arguments and using their knowledge of the law, personal injury lawyers can counter insurer tactics and achieve favorable outcomes for their clients.
Challenging Denials and Disputes
If an insurer denies liability or disputes the extent of your damages, a car accident lawyer can challenge these decisions through legal means. They may, for example, file appeals, submit further evidence of negligence or injury, or take the case to court if necessary. Personal injury lawyers specialize in making insurance companies honor the terms of their policies.
Negotiating with insurers requires skill, patience, and a thorough understanding of insurance law. A seasoned car accident lawyer will employ various strategies to negotiate effectively and maximize your settlement. These strategies typically include:
Preparing a Strong Case
Before entering negotiations, car accident lawyers thoroughly prepare by gathering evidence of negligence and assessing your economic and non-economic damages. From there, they build a personal injury case designed to leverage the evidence in support of their client. Accident injury lawyers can strengthen their negotiating position and increase the likelihood of a favorable outcome.
Understanding Insurance Policies
Experienced personal injury attorneys have a deep understanding of insurance policies and coverage limits. This allows them to identify opportunities for maximizing your settlement within the confines of the policy. They can analyze insurance contracts, identify potential sources of coverage, and negotiate for the maximum compensation available under the policy terms.
Presenting Persuasive Arguments
During negotiations, car accident lawyers present strong arguments supported by evidence and legal reasoning. They highlight the impact of the car accident on your life. This includes everything from your physical injuries and emotional trauma to your financial losses and future medical needs.
Insurers commonly attempt to devalue injuries even though they’re incredibly expensive. Treatment for a fractured hip, for example, can cost $40,000 or more. Your auto accident attorney will know how much your case is worth and fight to maximize your settlement.
Leveraging Legal Expertise
Car accident lawyers leverage their legal expertise to navigate negotiations and advocate for their clients’ rights. They understand the legal principles governing insurance claims, including negligence, liability, and car accident damages. Additionally, they can use this knowledge to counter insurer tactics and maximize your settlement.
Having a skilled car accident lawyer by your side can make all the difference in navigating insurance claims and helping to maximize your settlement.
Sand Law attorneys have the knowledge, experience, and resources to defeat insurer tactics, negotiate effectively, and ensure that you receive fair compensation for your losses. By entrusting your case to a reputable attorney, you’ll have the best chance of getting the justice you seek.
Please schedule a free consultation by using our online form or calling 651-291-7263.
Frequently Asked Questions?
What role does a car accident lawyer play in challenging denials and disputes by insurance companies?
A car accident lawyer can challenge denials and disputes by filing appeals, submitting additional evidence, or pursuing litigation if necessary. They have the expertise to hold insurers accountable for their obligations.
Good car accident lawyers know that they need to be prepared for strong push-back from the insurance company, and cover their bases accordingly. This means doing significant legwork before they ever sit down at the negotiating table.
An auto accident attorney will investigate, research, and document all the information they will need to make their case. Then, they present a compelling case supported by evidence and legal reasoning to strengthen their negotiating position.
Typically, you would want to look into hiring a personal injury lawyer to help you handle your insurance claim. Personal injury attorneys deal with civil cases where their client was injured by another party’s recklessness. In most instances, they will be arguing against the negligent party’s insurance carrier.
Why is it essential to have a car accident lawyer negotiate with insurers on your behalf?
Car accident attorneys regularly work with insurance companies, so they are familiar with the process. Another benefit of hiring a car accident lawyer to help navigate an insurance claim to maximize your settlement is that your case looks more credible to the insurance company.
As your representative, they are motivated to work to ensure you receive fair compensation for your losses. Auto accident lawyers are also responsible for protecting your legal rights throughout the negotiation process.